Ah, bills. Those little envelopes with panelled windows arriving in the post that don’t offer the start of a pleasant conversation but rather a reminder that our resources have, for some reason or another, been committed to someone else this month...
It’s the turning of the year again, with everyone looking back on what’s been before and looking to what is coming ahead. The first few days of the New Year will be awash with hazy memories of indulgences as we tidy away the remnants of the...
The sometimes turbulent waters of money lending definitely get murkier as you go further down and the chances of coming across less than savoury characters increase as well. The problem of unscrupulous moneylenders taking advantage of the weakness or...
When the National Credit Act (NCA) was still in draft form, I attended some of the parliamentary discussions where industry participants were given a chance to express some of their concerns about the legislation. This wasn't a one way street, and...
It’s not uncommon to hear people asking “How much is enough?” when thinking about their financial status and the prospect of what they can achieve once they’ve got things under control. Lately, though, I’ve been wondering...
“ I want it all / And I want it now! ” Queen’s rock anthem from the late 80’s summed up much of the mood of the decade – remember how everyone wanted to be a yuppie? Flashy cars, new houses and shiny clothes? While the song...
We’ve all been in the situation before: sailing along on a more or less even keel when suddenly an enormous wave appears from nowhere to upset our careful navigation as it threatens to capsize our carefully nurtured boat. How prepared can we be...
Normal 0 false false false MicrosoftInternetExplorer4 Here’s the picture: you’ve taken a good look at your financial situation, realized you’re not where you want to be and aren’t even going in that direction, made some hard choices...
Last time we looked at a few simple options for practical management of your finances, including the “little black book” and Excel spreadsheets. This week, it’s time for a look at more sophisticated products – and also some that...
Budgets: a four letter word by any other spelling, but definitely a necessary evil. You’ll find plenty of good advice on this site on how to draw one up and how to make sure you stick to it, but it’s also important to know what tools to use...
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