While we, First National Bank, a Division of First Rand Limited, have taken care to ensure that the contents pertaining to our www.howcanwehelpyou.co.za website, including the website per se, the contents receivable from the website and that offered as part of our service, are accurate, this website, the contents and the services accessible on or via this website are provided "as is" and your use thereof and/or reliance thereon are entirely at your own risk.
We do not represent or warrant in anyway whatsoever that the website, any tools, software, advice, opinion, statement, information, content or online services will be error-free or will meet any particular criteria of accuracy, completeness, reliability, performance, utility or quality. You acknowledge that any reliance upon any such tools, software, advice, opinion, statement or information shall be at your sole risk. We reserve the unfettered right, in our sole discretion, to correct any errors or omissions in any portion of this website as and when we in our sole discretion might deem fit.
Information, ideas and opinions expressed on this website should not be regarded as professional advice or our official opinion you are strongly advised to seek professional advice before taking any course of action and/or omit to take any such action related to them. More specifically, certain information such as share price data, interest rates and exchange rates constitute guidelines only and the provision of this data may be delayed by a period of time. Accordingly, you are strongly advised to consult your professional financial adviser before acting and/or to omit taking any action on such information. Calculators supplied on this website are for indicative values only and we shall not be responsible or liable for any inaccuracies or miscalculations arising out of defects or incorrect use.
To the fullest extent permissible by law, we expressly disclaim all (express and implied) warranties, including, without limitation, warranties of merchantability, title, and fitness for a particular purpose, non-infringement, compatibility, security and accuracy in respect of this website, including but not limited to the website per se, the contents receivable from the website and the services accessible on this website. While we take all reasonable precautions to prevent this, we do not warrant that the website or any software available for download via the website is free of viruses or destructive code.
We and our officers, directors, employees, servants, affiliates, shareholders, agents, consultants and employees (in whose favour this constitutes a stipulation for the benefit of another) shall not be liable in anyway whatsoever for and you hereby indemnify us and our officers, directors, employees, servants, affiliates, shareholders, agents, consultants and employees (in whose favour this constitutes a stipulation for the benefit of another) against any direct, indirect, special, incidental, consequential or punitive damages or loss of any kind whatsoever or howsoever caused (whether arising under contract, delict or otherwise and whether the loss was actually foreseen or reasonably foreseeable or not) arising out of your use or non-use of this website or the online services or the contents on or from this website or your inability to use this website, the contents or the online services.
Without derogating from the generality of the above, we will not be liable for:
any interruption, malfunction, downtime or other failure of the website or online services, our system, databases or any of its components, for reasons beyond our control;
any loss or damage with regard to customer data or other data directly or indirectly caused by malfunction of our system, third party systems, power failures, unlawful access to or theft of data, computer viruses or destructive code on our system or third party systems; programming defects;
any interruption, malfunction, downtime or other failure of goods or services provided by third parties, including, without limitation, third party systems such as the public switched telecommunication service providers, internet service providers, electricity suppliers, local authorities and certification authorities;
any event over which we have no direct control.
Copyright and other proprietary rights:
All rights not expressly granted are reserved. Copyright subsists, unless otherwise indicated, in all the contents and vests, unless otherwise indicated, in First National Bank, a Division of First Rand Limited.
All the contents pertaining to our howcanwehelpyou.co.za website, including the website per se, the contents receivable from the website and that offered as part of our service are subject to and protected by copyright pursuant to South African copyright law and that of all member countries of the Berne Convention. All the contents are further protected by various trade mark registrations, patents and other proprietary rights and/or applications therefor. The contents include, but are not limited to confidential and/or proprietary information as well as images, illustrations, graphics, designs, icons, photographs, trade marks, logos, and other literary, artistic and musical works and computer programmes, including page layouts, text, databases, agreements, video and the website as a whole.
You are not permitted, except where expressly authorised to do so, to change, copy, store, publish, rent, license, sell or distribute in any way any of these intellectual properties or any part or adaptation thereof. Subject to any rights vesting in any intellectual property or content of third parties included on the website per se, the contents receivable from the website and that offered as part of our service, you may use, download, print or view the contents solely and for your personal and private non-commercial purposes only, provided you retain all notices pertaining to copyright and other proprietary rights with such contents.
We, as the proprietors of this website, welcome material submitted for publication but retain the unrestricted right to edit any received copy. The proprietor of the howcanwehelpyou.co.za website assumes no responsibility to return unsolicited material, and holds the right to edit any received copy as and when it in its sole discretion deems fit.
The downloading or export of any of the contents pertaining to this website to any foreign jurisdiction in violation of any South African law or the laws of such foreign jurisdiction is strictly prohibited. No party, either directly or indirectly, whether by means of a website or otherwise, may use any technology to search and/or gain any contents from this website without the prior written permission of the proprietor of www.howcanwehelpyou.co.za.
© First National Bank, a Division of First Rand Limited 2009.